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    Capabilities Financing & CapitalTrade & Supply Chain FinanceAsset-Based Fundraising & Tokenization

    Working capital at every step.

    Get working capital at every step of the food chain, from lenders competing for your trade.

    Request trade financeSee how it works

    What you get with T57

    1. Cash cycleWithout T57: Long, unfundedWith T57: Pre- and post-shipment finance
    2. ApplicationsWithout T57: Repeated for every lenderWith T57: One request, many lenders
    3. EvidenceWithout T57: WeakWith T57: Verified deal files

    TodayWith T57

    Finance, escrow and insurance come from licensed partners.

    A long grain train passes a row of grain silos.
    Logistics partners quote, book and track each leg on the same record.
    Working capital at every step. Animation in three steps. Today: good orders turned down for lack of cash. With T57: send one request, compare offers, repay from trade. The result: cash when you need it and self-liquidating. Long cyclesMany formsWeak evidence?Good orders turned down for lack of cash 1Send one request2Compare offers3Repay from trade ✓ Cash when you need it✓ Self-liquidating Working capital at every step.

    Watch

    See it in under a minute

    0:36
    Finance a trade

    Turn a verified trade into finance offers from licensed partners, tracked to settlement.

    T57 solves the working capital squeeze in food trade, by sending one verified deal file to several licensed lenders and repaying them from the trade itself.

    The problem

    Good orders turned down for lack of cash

    Food businesses pay out long before they get paid. A processor buys raw materials months before its products are sold. An exporter pays for packing and freight before the buyer pays. A supplier to a supermarket chain may wait 60 to 90 days for payment. Banks rejected 41% of SME trade finance applications in 2025 (ADB, January 2026), so many of these businesses either turn down orders or borrow at high informal rates. The key challenges T57 addresses include:

    Long cash cycles

    Money is tied up between paying suppliers and being paid by buyers.

    Repeated applications

    Each bank wants its own forms and documents.

    Weak evidence

    Lenders cannot verify trades, so they ask for collateral SMEs do not have.

    How T57 works for you

    Choose the finance type → Send one request → Compare offers → Repay from the trade

    1. 01

      Choose the finance type

      Pre-shipment, post-shipment, receivables, payables or inventory finance, linked to a specific trade.

    2. 02

      Send one request

      The deal file, with your T57 Passport, contract, counterparties and documents, goes to several licensed lenders.

    3. 03

      Compare offers

      Lenders respond with rates, amounts and terms, and you accept the best one.

    4. 04

      Repay from the trade

      The buyer's payment goes into escrow and repays the lender at settlement, before the balance is released to you.

    Features

    11 features, one trade record

    Pre-shipment financeFund raw materials, processing and packing against a confirmed order. For processors and exporters, this means accepting bigger orders.
    Post-shipment financeGet paid early against shipped goods and documents. For exporters, this shortens the cash cycle.
    Receivables financeSell or borrow against invoices to verified buyers. For suppliers to supermarkets and HoReCa, this ends long waits for payment.
    Payables financeLarge buyers can let their suppliers get paid early at the buyer's credit rate. For anchor buyers, this strengthens their supply chain.
    Inventory financeBorrow against verified stock in approved warehouses. For traders, this frees cash tied up in goods.
    Multi-lender requestsOne deal file to several lenders, who compete. For SMEs, this improves terms and approval odds.
    Self-liquidating structureEscrow repays the lender from the buyer's payment. For lenders, this lowers risk.
    Verified deal filesPassport, role labels, contract from quote and full documents. For lenders, this means faster credit decisions.
    Consent-based data sharingYou choose what each lender sees. For members, this protects commercial information.
    Track recordEach completed trade strengthens your profile for future requests. For new exporters, this builds creditworthiness over time.
    Shariah-compliant optionsIslamic structures from participating providers. For members who need them, this keeps finance aligned with their values.
    Funds released by milestoneSmart contracts release a lender's funds as loading, departure and arrival are verified, and stop if a milestone fails. For lenders, this means exposure follows proof.
    One request, every lenderA single request alerts partner banks, fintechs, finance companies and crowdfunding platforms at once. For borrowers, this means faster approval and competing prices.

    Use case · Illustrative example

    Abu Dhabi supplier gets paid early by a supermarket chain

    A frozen food supplier in Abu Dhabi sells to a verified UAE supermarket chain on 90-day terms. The chain's invoices are confirmed on T57, and the supplier requests receivables finance from several licensed lenders. A lender advances most of the invoice value within days. When the chain pays on day 90, the payment goes into escrow, repays the lender and releases the balance to the supplier, who uses the cash to take on a new hotel group contract.

    Why T57

    We believe that being paid late should never stop a good food business from growing.

    T57 does not lend

    Finance comes from licensed lenders, who make their own credit decisions. T57 provides the verified deal file and the workflow.

    AI advises, people decide

    AI prepares and checks deal files. Lenders decide, and any adverse decision by T57 about a member is reviewed by a person.

    FAQ

    Common questions

    How quickly can I receive offers?

    That depends on each lender's process. Because the deal file is already verified, lenders can respond faster than to a standard application.

    Do I need collateral?

    Many structures rely on the trade itself, through confirmed orders, invoices and escrow repayment, rather than on property or other collateral. Each lender sets its own requirements.

    Can large buyers offer finance to their suppliers?

    Yes. Through payables finance, an anchor buyer can let its verified suppliers be paid early by partner lenders.

    More in Capabilities

    Every capability, one trade record

    01

    Trade Execution

    02

    Trust & Payments

    03

    Banking & Money Movement

    04

    Financing & Capital

    05

    Risk & Protection

    06

    Logistics & Fulfilment

    07

    Intelligence & Data

    08

    Agritech & Sustainability

    Get working capital at every step of the food chain, from lenders competing for your trade.

    Request trade financeBook a demo

    Get started

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