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    Capabilities Banking & Money MovementDigital BankingAny-Currency Accounts & RemittanceCrypto & Digital Assets

    Any currency. Rates you see first.

    Hold, convert and send money in any currency, at rates you see before you pay.

    Open an any-currency accountSee how it works

    What you get with T57

    1. CostsWithout T57: Hidden in the rateWith T57: Shown before you pay
    2. TransfersWithout T57: DaysWith T57: Fast, cross-border
    3. RecordsWithout T57: Separate from tradesWith T57: Linked to each trade

    TodayWith T57

    Finance, escrow and insurance come from licensed partners.

    Earth seen from space at night, with lines connecting its cities.
    Designed to serve every market from one platform, opening wave by wave.
    Any currency. Rates you see first. Animation in three steps. Today: moving money costs too much and takes too long. With T57: hold balances, convert when it suits, send and receive. The result: upfront pricing and paid in your currency. Hidden FXSlow wiresWrong currency?Moving money costs too much and takes too long 1Hold balances2Convert when it suits3Send and receive ✓ Upfront pricing✓ Paid in your currency Any currency. Rates you see first.

    T57 solves the high cost and delay of moving money across borders, by giving verified food businesses any-currency accounts and transfers from licensed partners, linked to their trades.

    The problem

    Moving money costs too much and takes too long

    Food trade crosses currencies at every step. An Indian exporter may sell in dirhams, pay freight in dollars and buy packaging in rupees. Each conversion and transfer costs money and time. Even in personal remittances, the most studied market, sending money still costs 4.6% on average digitally and 7.3% through non-digital channels (IFAD, Sending Money Home 2026). For businesses, hidden spreads, intermediary bank charges and multi-day delays add to the cost of every trade. The key challenges T57 addresses include:

    Hidden costs

    Exchange spreads and intermediary fees are rarely shown upfront.

    Slow transfers

    Payments routed through correspondent banks can take days.

    Currency mismatch

    Businesses are forced to convert at bad times because they cannot hold the currencies they use.

    How T57 works for you

    Hold balances → Convert when it suits you → Send and receive → Link to trades

    1. 01

      Hold balances

      Keep balances in any currency your trades use, in accounts from licensed partners.

    2. 02

      Convert when it suits you

      See the rate and fee before you confirm, and convert only what you need.

    3. 03

      Send and receive

      Pay suppliers and receive buyer payments across borders through partner rails.

    4. 04

      Link to trades

      Every conversion and transfer is matched to the trade it supports.

    Features

    9 features, one trade record

    Any-currency balancesHold the currencies you buy and sell in. For exporters, this avoids unnecessary conversions.
    Upfront pricingRates and fees shown before you confirm. For finance teams, this means no surprises.
    Fast cross-border transfersPayments through partner networks rather than long correspondent chains. For suppliers, this means getting paid sooner.
    Rate alertsNotifications when a currency reaches your target rate. For traders, this supports better timing.
    Local receiving detailsReceive payments in key markets as if you had a local account. For exporters, this makes paying you easier for buyers.
    Bulk paymentsPay many suppliers or farmers at once, such as a cooperative's members. For aggregators, this saves hours.
    Workers' and family remittancesMembers can send remittances for staff through the same partners where offered. For employers of migrant workers, this adds convenience.
    Trade-linked recordsEvery movement carries its trade reference. For auditors, this means a clean trail.
    Compliance screeningEvery transfer is screened for sanctions and fraud. For members, this protects banking relationships.

    Use case · Illustrative example

    Kenyan tea cooperative pays members after a sale to Dubai

    A tea cooperative in Kenya sells to a verified Dubai blender and receives payment in US dollars into its T57 account. It converts what it needs to Kenyan shillings at a rate shown upfront, holds the rest in dollars for its next equipment purchase, and pays its members in one bulk transfer. Each payment is linked to the sale, so every member can see what they were paid for.

    Why T57

    We believe that the value of a food trade should stay with the people who make it, not be lost in transfer.

    Licensed partners

    Accounts, conversions and transfers are provided by licensed banks and payment institutions. T57 does not hold client funds.

    Transparent by design

    Rates and fees are shown before every transaction.

    FAQ

    Common questions

    Which currencies can I hold and send?

    Any currency your trade needs, through T57's banking and payment partners.

    How long do transfers take?

    Payments between T57 members settle in near real time. External transfers depend on the destination and partner network, and the expected time is shown before you confirm.

    Can I send personal remittances?

    Where partners offer it, verified business members can send remittances for staff. T57 is built for business payments, not personal accounts.

    More in Capabilities

    Every capability, one trade record

    01

    Trade Execution

    02

    Trust & Payments

    03

    Banking & Money Movement

    04

    Financing & Capital

    05

    Risk & Protection

    06

    Logistics & Fulfilment

    07

    Intelligence & Data

    08

    Agritech & Sustainability

    Hold, convert and send money in any currency, at rates you see before you pay.

    Open an any-currency accountBook a demo

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