Fund every stage of your food trade.
Fund every stage of your food trade, from planting and production to shipment and sale.
What you get with T57
- Your tradesWithout T57: Invisible to lendersWith T57: Verified deal files
- ApplicationsWithout T57: One bank at a timeWith T57: Several lenders compete
- OptionsWithout T57: Too fewWith T57: Trade, Islamic and asset-based finance
TodayWith T57
Finance, escrow and insurance come from licensed partners.
Watch
See it in under a minute
Turn a verified trade into finance offers from licensed partners, tracked to settlement.
T57 solves the finance gap that holds back food SMEs, by turning verified trades into deal files that banks, Islamic finance providers and investors can assess and fund.
The problem
41% of SME trade finance applications rejected
The global trade finance gap reached $2.5 trillion in 2025, and banks rejected 41% of SME trade finance applications (ADB, January 2026). In food, the gap is felt at every stage: farmers cannot fund inputs, processors cannot fund raw materials, and traders cannot fund shipments while they wait for buyers to pay. Lenders say no not because the trades are bad, but because they cannot see or verify them. The key challenges T57 addresses include:
Invisible trades
Lenders cannot see a reliable record of who is trading, what and with whom.
One bank at a time
Businesses apply to banks one by one, repeating the same paperwork.
Too few funding options
SMEs rarely access supply chain finance, Islamic finance or institutional investors.
How T57 works for you
Trade on the record → Request finance → Compare and accept → Repay from the trade
- 01
Trade on the record
Verified members, contracts and documents build a trusted record of each trade.
- 02
Request finance
Send one finance request, built from the deal file, to several licensed lenders.
- 03
Compare and accept
Lenders compete with offers, and you choose.
- 04
Repay from the trade
The end buyer's payment goes into escrow and repays the lender automatically at settlement.
Capabilities
Financing and capital capabilities
Use case · Illustrative example
Gujarat groundnut processor funds a record season
A groundnut processor in Gujarat has export orders from verified buyers in Malaysia and the UAE but not enough working capital to buy the harvest. It sends one pre-shipment finance request to several licensed lenders from its T57 deal file. Two lenders compete, and it accepts the lower-cost offer. Buyer payments go into escrow at delivery and repay the lender automatically, and the processor's completed trades strengthen its next request.
Why T57
We believe that a sound food trade should be financeable, whatever the size of the business behind it.
T57 does not lend
Finance comes from licensed banks, finance companies, Islamic finance providers and investors, who make their own decisions.
AI advises, people decide
AI helps prepare and check deal files. Lenders decide, and any adverse decision by T57 about a member is reviewed by a person.
FAQ
Common questions
Who provides the finance?
Licensed banks, finance companies, Islamic finance providers and, where permitted, institutional investors. T57 does not lend.
What do lenders see?
Only the deal file you choose to share: your T57 Passport, the contract, counterparties, documents and trade history.
How does repayment work?
In most structures, the end buyer's payment goes into escrow and repays the lender at settlement, before the balance is released to you.
More in Capabilities
Every capability, one trade record
04
Financing & Capital
- Trade & Supply Chain Finance
- Shariah-Compliant FinanceComing soon
- Asset-Based Fundraising & Tokenization